Cross Lighthouse Solutions 

Helping You Establish Excellent  Financial Practices to Illuminate Your Success

Let Us Guide You to Your Financial Freedom

 
Now is always the Right time to Change your Life 

Guiding Light Consultation is a conference call that gives us the opportunity to learn more about you,  your personal goals, business goals, your credit and financial health. You also have the opportunity to learn about our programs and how we can help you reach your goals.

Guiding Light Credit Strategy Session is an hour meeting via Google Meet in which we take an in depth view of your credit reports, scores, your total debt, and current challenges. We also audit your business financial health.  This session provides a personalized action plan. The tasks are outlined in action steps that produce measurable results towards your financial freedom.

Lighthouse Coaching guides you to your financial freedom by providing guidance, leadership, proven strategies, and accountability.

What To Expect

Throughout your program, we provide:
  • One-on-one coaching with a certified credit coach
  • Customized action plan with a task list tailored to your challenges
  • Accountability with weekly check-ins
  • Lifetime access to our training materials

You will always be treated with respect, honesty and integrity in a judgment free zone. All of your information will be kept confidential.

Here are the things you will gain during you Guiding Light Consultation 

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Discover “SMART CREDIT UNIVERSITY” programs and courses for proper credit education, debt management, and financial empowerment.
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Address your unique challenges and guide you toward tailored solutions.
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Offer a kit to help you reach your goals.
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Get the REAL truth about credit so you can finally get ahead.
About Janelle
Janelle Cross, owner of Cross Lighthouse Solutions is an educator, credit coach, wife and mother. A graduate of James Madison University and The George Washington University, she dedicated twenty years to the public school system as an elementary school teacher, lead teacher, tutor and curriculum writer.  In June of 2019, Janelle decided to leave the public school system and devote her time to her four children as a homeschool mom. Even as a homeschool mom, Janelle was still gaining education.  She obtained a Project Management Essentials Certificate and certification as a Personal Finance Educator.

April 2024, Janelle was helping her husband rebuild his business. He had a brick and mortar barbershop for about 25 years until one day he was tired and financially drained. He built a very successful business with his own money and sweat equity. however: this time he had to go back differently. For this to happen Jeri Toliver, Smart Credit University was the answer.  Janelle enrolled in Smart Credit University received proper education about building wealth, improving personal and business credit, and financial health.  November 2024, Janelle successfully completed the requirements to become an Elite Certified Credit Coach, Smart Credit Solutions, demonstrating exceptional expertise in credit education and financial empowerment.

FAQs

How Much Does a Guiding Light Credit Strategy Session cost?
A one time payment of $150.00 is required to schedule a Guiding Light Credit Strategy Session.
What is the cost of the program?
A description of our programs, along with their pricing is available at Smart Credit Programs

Is there a refund policy?
The one time payment for the Guiding Light Credit Strategy Session is nonrefundable.  
About Smart Credit University
More information about Smart Credit University can be found at Smart Credit Coaching

  Let Cross Lighthouse Solutions Guide You to Your Financial Freedom  

Hours of Operation
Monday - Friday: 8:30AM - 4:30PM EST
Contact us
Cross Lighthouse Solutions
100 7th Street, Suite 104  Portsmouth, VA 23704

757-550-1652

janelle@crosslighthouse.com
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