Janelle Cross, owner of Cross Lighthouse Solutions is an educator, credit coach, wife and mother. A graduate of James Madison University and The George Washington University, she dedicated twenty years to the public school system as an elementary school teacher, lead teacher, tutor and curriculum writer. In June of 2019, Janelle decided to leave the public school system and devote her time to her four children as a homeschool mom. Even as a homeschool mom, Janelle was still gaining education. She obtained a Project Management Essentials Certificate and certification as a Personal Finance Educator.
April 2024, Janelle was helping her husband rebuild his business. He had a brick and mortar barbershop for about 25 years until one day he was tired and financially drained. He built a very successful business with his own money and sweat equity. however: this time he had to go back differently. For this to happen Jeri Toliver, Smart Credit University was the answer. Janelle enrolled in Smart Credit University received proper education about building wealth, improving personal and business credit, and financial health. November 2024, Janelle successfully completed the requirements to become an Elite Certified Credit Coach, Smart Credit Solutions, demonstrating exceptional expertise in credit education and financial empowerment.